03 HOSPITAL INDEMNITY ยท CALL

Talk through
hospital indemnity
coverage with a
licensed agent.

Hospital indemnity plans pay a fixed cash benefit for covered hospital stays, helping offset deductibles, co-pays, and everyday costs. A licensed insurance agent can explain benefit amounts and how this coverage works alongside your existing health plan.

Monday to Friday, 9 AM to 6 PM ET. Calls may be recorded for quality assurance and training. Calling is not a requirement to enroll.

Hospital reception corridor
Licensed Marketing agency · Not a government website

Licensed guidance

Speak with a state-licensed insurance agent.

Clear availability

Monday to Friday, 9 AM to 6 PM ET.

No obligation

A conversation does not require you to enroll.

BEFORE YOU CALL

A few details can make the conversation more useful.

You do not need to provide a Medicare number, Social Security number, banking information, or medical records to begin a general coverage conversation.

Current health coverage

Know whether you have Medicare, an employer plan, or a marketplace plan today.

Recent hospital stays

Note whether you or a family member has had a recent hospital stay or a planned procedure.

Household to cover

Have in mind who else, such as a spouse, may need to be included on the policy.

Your ZIP code

Plan availability and benefit amounts vary by location, so start with the ZIP code where you live.

WHAT TO EXPECT

A focused coverage conversation, step by step.

01

Confirm location and current coverage

The agent begins with your ZIP code and whether you have health coverage today.

02

Discuss benefit amounts and plan types

You can ask about daily or per-stay cash benefits, premiums, and how claims are paid.

03

Decide whether to continue

You can request more information, ask for plan documents, or end the conversation without enrolling.

Important plan and call information

We do not offer every hospital indemnity plan available in your area. Benefit amounts, premiums, and carrier availability vary by plan, age, and health.

Hospital indemnity insurance is a supplemental policy that pays a fixed cash benefit; it is not a substitute for a major medical or Medicare Supplement policy. By selecting a telephone link, you are choosing to place a call to Coverage Nest. Standard telephone charges may apply. See our Terms & Conditions and Privacy Policy.