Hospital indemnity plans pay a fixed cash benefit for covered hospital stays, helping offset deductibles, co-pays, and everyday costs. A licensed insurance agent can explain benefit amounts and how this coverage works alongside your existing health plan.
Monday to Friday, 9 AM to 6 PM ET. Calls may be recorded for quality assurance and training. Calling is not a requirement to enroll.
Speak with a state-licensed insurance agent.
Monday to Friday, 9 AM to 6 PM ET.
A conversation does not require you to enroll.
You do not need to provide a Medicare number, Social Security number, banking information, or medical records to begin a general coverage conversation.
Know whether you have Medicare, an employer plan, or a marketplace plan today.
Note whether you or a family member has had a recent hospital stay or a planned procedure.
Have in mind who else, such as a spouse, may need to be included on the policy.
Plan availability and benefit amounts vary by location, so start with the ZIP code where you live.
The agent begins with your ZIP code and whether you have health coverage today.
You can ask about daily or per-stay cash benefits, premiums, and how claims are paid.
You can request more information, ask for plan documents, or end the conversation without enrolling.
We do not offer every hospital indemnity plan available in your area. Benefit amounts, premiums, and carrier availability vary by plan, age, and health.
Hospital indemnity insurance is a supplemental policy that pays a fixed cash benefit; it is not a substitute for a major medical or Medicare Supplement policy. By selecting a telephone link, you are choosing to place a call to Coverage Nest. Standard telephone charges may apply. See our Terms & Conditions and Privacy Policy.